Effective October 1, 2008
|
Savings |
Dividend Rate |
APY * |
|
Regular Shares |
0.50% |
0.50% $25.00 Min Opening Balance |
|
One Alarm Checking |
0.25% |
0.25% $200.00 Min Balance |
|
Two Alarm Checking |
0.00% |
0.00% No Min Balance Required |
|
Money Market |
1.00% |
1.00% $1,000.00 Min Opening Bal |
|
Christmas & Vacation Clubs |
0.50% |
0.50% $25.00 Min Opening Bal |
|
Share Certificates /Ira
Certificates |
|
|
|
6 Months |
2.50% |
2.53% |
|
12 Months |
2.75% |
2.78% |
|
24 Months |
2.75% |
2.78% |
|
36 Months |
3.50% |
3.56% |
|
48 Months |
3.50% |
3.56% |
|
60 Months |
3.50 % |
3.56% |
|
18 Month |
2.75 % |
2.78% |
*Annual percentage yield.
The APY is accurate as of the
last dividend declaration date.
Fees could reduce the yield
earned.
Rates may change after an
account is opened.
Share Certificates minimum balance
is $500.00 (dollars).
A penalty may be imposed for
early withdrawals on Share Certificates/IRA Certificates.
Effective October 8, 2008*
|
TYPE |
MAXIMUM AMOUNT |
TERM |
RATE-A.P.R. ** |
|
Personal |
$
500.00 Minimum |
12 Months |
13.49 % |
|
|
$ 15,000.00 Maximum |
24 Months |
13.49 % |
|
|
|
36 Months |
13.74 % |
|
|
|
48 Months |
13.74 % |
|
|
|
60 Months |
13.99 % |
|
|
|
|
|
|
New / Used Car 2009-2001 |
2007-2009 |
2005-2006 |
2002-2004 |
|
36 Months 5.24 % |
48 Months 5.49 % |
48 Months 6.99 % |
|
|
|
48 Months 5.24 % |
60 Months 5.74 % |
54 Months 7.24 % |
|
|
60 Months 5.49 % |
66 Months 6.74 % |
60 Months 8.49 % |
|
|
66 Months 6.74 % |
|
|
|
|
72 Months 6.74 % |
|
|
|
New Motorcycles |
60 Months 9.49 % |
Used Motorcycles |
48 Months 9.49 % |